Category Non-Standard Construction Homes

Non-standard construction property. Row of homes with small front gardens.
Airey House Mortgage

Airey House Mortgage

Airey House: Affordable and Comfortable Living

There are around 700,000 non-standard construction homes across the UK. Many of these properties offer safe and comfortable living for numerous people and families. Above all, they are considerably more affordable. These homes are not defective; instead, they are built from non-standard construction materials. While the vast majority of homes in the UK are made from brick with a tile or slate roof, plenty of homes use other materials. For example, you only need to watch an episode of ‘Grand Designs’ to see how some modern homes are constructed from different materials.

What is an Airey House?

A BISF house, or British Iron & Steel Federation house, features a steel frame and is one of the non-standard construction types found in Aylesbury. Approximately 30,000 such homes were built in the UK over a six-year period, primarily post-World War II, between 1947 and 1949, to alleviate housing shortages.

While BISF homes are as reliable as traditional ones, they may present unique challenges. Many mainstream banks avoid financing them, but First Select Mortgage Brokers partners with FCA-regulated specialist lenders who offer BISF-specific mortgages. These lenders may require higher deposits and charge slightly higher interest rates, but we tailor solutions to ensure affordability.

How we can help:

  • Purchase your Airey House using an Airey House Mortgage.
  • Purchase your Airey House from the council using a Right to Buy Mortgage.
  • Raise money secured on your Airey House for home improvements.
  • Secure a loan on your Airey House to consolidate debts.
  • Raise money for a large purchase such as a caravan or conservatory.
  • Raise money to convert the Airey House into a ‘standard property’.
  • Purchase an Airey House to rent out (Buy to Let Mortgage).

Our Services

Our team of friendly experts will guide you through the mortgage application process. They will explain every step and provide FCA-regulated advice and recommendations tailored to your preferences and circumstances. We can meet face-to-face, virtually, or over the phone. Our secure client portal allows you to submit information and documentation safely. After arranging your mortgage, our team will continue to support your financial health into the future, assisting with remortgaging or product switching.

  • Dedicated Mortgage Adviser: Direct access via phone, email, and messenger at every stage.
  • Full UK Coverage: Support for clients across the UK.
  • Mortgage Decision in Principle (DIP/AIP) Certificate: Get your decision or agreement in principle.
  • Whole Market Mortgage Advice: Comprehensive advice and recommendations.
  • Clear Communication: Regular updates and transparent communication.

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Read our Free Information Guide for Non-Standard Construction Mortgages. If you have more time, check out our short 4-minute read, accessible here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We access mortgages from the entire UK market, ensuring the best possible deals for our clients’ circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts is ready to help. Contact us below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Row of Houses on a small hill on a small housing estate.
Wates PRC House Mortgage

Wates PRC House Mortgage

Wates PRC House Mortgage: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.

However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials.

What is a Wates PRC House Mortgage?

The Wates Prefabricated Reinforced Concrete home is a non-standard construction home built primarily from concrete. Around 22,000 of these homes were built across the UK over a period from 1947 ~ 1956 to address the post war homes shortage. Many of these homes provide safe and comfortable homes for thousands of families across the UK. There are a range of construction improvement schemes available for these homes to replace the concrete with standard brick and turn them into standard homes. We can help provide the finance to pay for this work.

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. The rates on these mortgages may also be higher, but we will bespoke a solution to ensure it is affordable for you and the monthly payments are within your budget. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.

How we can help:

  • Purchase your Wates PRC house
  • Purchase your Wates PRC house from the council using a Right to Buy mortgage
  • Raise money secured on your Wates PRC house for home improvements
  • A Secured Loan on your Wates PRC house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the Wates PRC house into a ‘standard property’
  • Purchase a Wates PRC home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences. We can meet face to face, virtually or on the phone. Our systems allow you to submit information and documentation via our secure client portal. After we have arranged your mortgage, our friendly team will be on hand to help keep your finances in good health, into the future and we will be happy to help again with remortgaging or product switching.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events
  • Clear communication and regular updates

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Row of homes with small front gardens.
Trusteel MK2 & 3M House Mortgage

What is a Trusteel MK2 & 3M House Mortgage?

The Trusteel MK2 & 3M House Mortgage, sometimes known as Minox or Trusteel are semi-detached homes and bungalows. Compared to other steel framed homes such as BISF homes, these can be difficult to identify as they have a brick skin. To the casual eye, they appear to be standard brick homes. Manufactured by Trusteel Corporation from 1946 ~ 1966, these homes were built after the second world war to meet demands for homes. Around 20,000 of these homes were built across the UK, many of these homes provide safe and comfortable homes for thousands of families across the UK.

Because these homes look like traditional brick built homes, its can be hard to identify them. Best way is usually in the loft where there is usually some exposed steel work which will confirm it has a steel frame.

The Trusteel MK2 home can be more difficult to identify as the name applies to bungalows, semi-detached houses and detached houses.

Getting a mortgage on a Trusteel Home

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes.

Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.

How we can help:

  • Purchase your Trusteel MK2 & 3M House
  • Purchase your Trusteel MK2 & 3M House House from the council using a Right to Buy mortgage
  • Raise money secured on your Trusteel MK2 & 3M House house for home improvements
  • A Secured Loan on your Trusteel MK2 & 3M House house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the Trusteel MK2 & 3M House house into a ‘standard property’
  • Purchase a Trusteel MK2 & 3M House home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Maisonette homes with council flats and high rise flats.
Cornish Unit House Mortgage

Cornish Unit House Mortgage

Cornish Unit House Mortgage: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.

However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials.

What is a Cornish Unit House?

The Cornish Unit is a very recognisable non-standard construction home built with from PRC concrete cladding over a concrete frame. It has a Mansard style roof and tile cladding making it very unique. Around 30,000 of these homes were built as part of the post-war building effort. Many of these homes provide safe and comfortable homes for thousands of families across the UK. The majority of these properties were built just after the second world war to meet a housing shortage from 1946 to the late 1960’s.

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. The rates on these mortgages may also be higher, but we will bespoke a solution to ensure it is affordable for you and the monthly payments are within your budget. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.

How we can help:

  • Purchase your Cornish Unit house
  • Purchase your Cornish Unit house from the council using a Right to Buy mortgage
  • Raise money secured on your Cornish Unit house for home improvements
  • A Secured Loan on your Cornish Unit house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the Cornish Unit house into a ‘standard property’
  • Purchase a Cornish Unit home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences. We can meet face to face, virtually or on the phone.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Clear communication and regular updates

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Row of homes with small front gardens.
Laing Easiform House Mortgage

Laing Easiform House Mortgage

Laing Easiform House Mortgage: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.

However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials.

What is a Laing Easiform House Mortgage?

The Laing Easiform home was built by British company Laing using poured concrete (rather than pre-cast concrete panels). Like many homes built around this time, it was in response to a shortage of homes and skilled workers. Around 100,000 of these homes were built over a period of 40 years and they are one of the most common types of non-standard construction homes. Many of these homes provide safe and comfortable homes for thousands of families across the UK.

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. The rates on these mortgages may also be higher, but we will bespoke a solution to ensure it is affordable for you and the monthly payments are within your budget. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.

How we can help:

  • Purchase your Laing Easiform house
  • Purchase your Laing Easiform house from the council using a Right to Buy mortgage
  • Raise money secured on your Laing Easiform house for home improvements
  • A Secured Loan on your Laing Easiform house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the Laing Easiform house into a ‘standard property’
  • Purchase a Laing Easiform home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Clear communication and regular updates

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Row of homes with small front gardens.
Wimpey No-Fines House Mortgage

Wimpey No-Fines House Mortgage

Wimpey No-Fines House Mortgage: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.

However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials.

What is a Wimpey No-Fines House?

Wimpey is a UK house builder (now Taylor Wimpey) that developed and built Wimpey No-Fines homes after the second world war. There was a big shortage of homes following the war and also a shortage of skilled labour to build homes. Wimpey developed the Wimpey No-Fines home to quickly build homes after the war. This home is made from concrete (rather than brick) and was poured in situ, meaning the house was built on site – rather than made in a prefabricated factory. Around 300,000 of these homes were built across the UK over a period of 30 years. It is by far and away, the most common non-standard home across the UK, providing safe and comfortable homes for thousands of families.

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. The rates on these mortgages may also be higher, but we will bespoke a solution to ensure it is affordable for you and the monthly payments are within your budget. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.

How we can help:

  • Purchase your Wimpey No-Fines house
  • Purchase your Wimpey No-Fines house from the council using a Right to Buy mortgage
  • Raise money secured on your Wimpey No-Fines house for home improvements
  • A Secured Loan on your Wimpey No-Fines house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the Wimpey No-Fines house into a ‘standard property’
  • Purchase a Wimpey No-Fines home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants
Non-standard construction property. Row of homes with small front gardens.

Did you know? There is around 300,000 Wimpey No-Fines homes across the UK, many providing safe and comfortable homes for thousands of families. Improvements can be made to Wimpey No-Fines homes to convert them to ‘standard construction’ homes.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation

Contact us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Maisonette homes with council flats and high rise flats.
Guide: Non-Standard Construction Mortgages

Guide: Non-Standard Construction Mortgages: Buying a non-standard construction home can be tricky, because a lot of high street banks will not provide mortgages for them. The good news is First Select Mortgage Brokers are experts in helping to find mortgages for non-standard construction homes. We can guide you every step of the journey, as your mortgage broker we are involved throughout the whole process.

Download your guide today:

Non-standard construction property. Maisonette homes with council flats and high rise flats.

Complete the short form and you can instantly download our guide for Non-Standard Construction Mortgages.

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About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Non-standard construction property. House with small garden in the sunhine.
BISF House Mortgage

BISF House Mortgage

BISF House: Affordable and Comfortable Living

In the UK, approximately 700,000 non-standard construction homes, such as BISF houses, provide secure and comfortable living for numerous individuals and families. These homes utilize alternative materials compared to the traditional brick, tile, or slate roof structures commonly found across the country. If you are considering purchasing one of these properties, we recommend exploring our services for a BISF House Mortgage.

Moreover, while the majority of UK homes are built from brick with a tile or slate roof, non-standard construction homes showcase diverse building materials. One can easily observe on an episode of ‘Grand Designs’ how modern homes integrate innovative materials in their construction.

What is a BISF House?

A BISF house, or British Iron & Steel Federation house, is a non-standard construction home characterized by a steel frame. Approximately 30,000 of these homes were constructed across the UK over a span of 6 years. Despite their unconventional build, BISF houses have become safe and comfortable dwellings for many families nationwide. Evidently, Most were built immediately post-World War II, from 1947 to 1949, to address the severe housing shortage at that time.

BISF homes are no more problematic than conventional houses, they can present unique challenges. Consequently, many mainstream banks hesitate to offer mortgages for these properties. Fortunately, First Select Mortgage Brokers collaborates with a variety of specialist lenders regulated by the Financial Conduct Authority (FCA), specialising in bespoke solutions for financing BISF houses. Also, these lenders are willing to consider applicants with low credit scores or who are self-employed and benefit income.

How We Can Assist You:

  • Purchase your BISF house
  • Purchase your BISF house from the council using a Right to Buy mortgage
  • Raise money secured on your BISF house for home improvements
  • A Secured Loan on your BISF house to consolidate debts
  • Raise money for a large purchase such as a caravan or conservatory
  • Raise money to convert the BISF house into a ‘standard property’
  • Purchase a BISF home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will guide you through the mortgage application process. They will explain every step and provide FCA-regulated advice and recommendations tailored to your preferences and circumstances.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation

Contact us

Read our Free Information guide for Non-Standard Construction Mortgages.

Read our Free Information Guide for Non-Standard Construction Mortgages. If you have more time, check out our short 4-minute read, accessible here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We access mortgages from the entire UK market, ensuring the best possible deals for our clients’ circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts is ready to help. Contact us below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

Instagram

References & Disclosure:

https://www.brebookshop.com/samples/326979.pdf

Non-standard construction property. Maisonette homes with council flats and high rise flats.
Non-standard Construction

Non-Standard Construction

Non-Standard Construction: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.

However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials. Here is a quick summary of non-standard construction homes in the UK:

Brief history on non-standard construction properties?

After the second world war after extensive bombing, there was a major shortage of homes. Secondly there was a shortage of skilled brick-layers and builders to build homes. Therefore the government incentivised industry to come up with new ideas to build homes quickly. On the back of this homes were built from concrete, steel frames and wood. Some of these construction methods were slowly phased out in the 60’s and 70’s as home building returned to normal. However since the year 2000 new homes have also been built from non-standard construction methods, but this more from choice, environmental and sustainability reasons. There have also emerged modular homes which are built in factories and assembled onsite.

Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders.

Just some of the of the types of non-standard construction homes:

Non-standard construction property. Row of homes with small front gardens.

Did you know? There is around 700,000 non-standard construction homes across the UK. Some are still local authority owned homes, some are private. Most high-street banks will be reluctant to advance a mortgage secured on these types of homes. We can access the major banks and also specialist lenders that only work with brokers like us.

How we can help

How we can help:

  • Purchase a Non-Standard Construction house
  • Purchase your Non-Standard Construction house from the council using a Right to Buy mortgage
  • Raise money secured on your Non-Standard Construction house for home improvements
  • A Secured Loan on your Non-Standard Construction house to consolidate debts
  • Raise money against your Non-Standard Construction home for a large purchase
  • Raise money against your Non-Standard Construction to convert the home into a ‘standard property’
  • Purchase a Non-Standard Construction home to rent out (Buy to Let Mortgage)
  • We can consider all circumstances including low credit and self employed applicants

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Full UK coverage, we can support clients all across the UK.
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Clear communication and regular updates

Contact Us

Read our Free Information guide for Non-Standard Construction Mortgages.

Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

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