Remortgage

Remortgaging to a better deal

Remortgaging: Most new mortgages come with an initial offer or incentive period, typically for the first 2, 3 or 5 years. After this incentive period ends, its recommend to consider remortgaging. This is because the incentive has expired and typically your mortgage will revert to a less favourable standard rate. The UK mortgage market has many lenders, and its worth considering other lenders who may offer better deals or features.

Remortgaging is also a good time to review your mortgage and a chance to make some changes:

  • Switch to a lower rate to reduce your monthly payments
  • Borrow more money for home improvements
  • Decrease or increase the length of your mortgage term
  • Choose a lender with more flexible mortgage features

Our friendly and professional team of advisers can advise you on the best course of action to suit your requirements and budget. In most cases, we do not charge a fee to arrange your remortgage.

First Select Mortgage Brokers has access to the widest selection of mortgage lenders and banks. We can review your current mortgage deal, check over the retention or product switch offer from your current lender, and search the market for a better deal. In most cases we do not charge a fee.

Free guide to remortgaging

Read our Free information guide on Remortgaging

We have published a Free Information Guide for remortgaging. It is a short 5 minute read and can be accessed: here

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About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

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