Non-Standard Construction
Non-Standard Construction: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.
However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials. Here is a quick summary of non-standard construction homes in the UK:
Brief history on non-standard construction properties?
After the second world war after extensive bombing, there was a major shortage of homes. Secondly there was a shortage of skilled brick-layers and builders to build homes. Therefore the government incentivised industry to come up with new ideas to build homes quickly. On the back of this homes were built from concrete, steel frames and wood. Some of these construction methods were slowly phased out in the 60’s and 70’s as home building returned to normal. However since the year 2000 new homes have also been built from non-standard construction methods, but this more from choice, environmental and sustainability reasons. There have also emerged modular homes which are built in factories and assembled onsite.
Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders.
Just some of the of the types of non-standard construction homes:
- Wimpey No-fines House Mortgage
- Laing Easiform House Mortgage
- BISF Steel Framed House Mortgage
- Cornish Unit Pre-Cast Concrete House Mortgage
- Airey Pre-Cast Concrete House Mortgage
- Wates Pre-Cast Concrete House Mortgage
- Trusteel MK2 & 3M Steel Framed House Mortgage
- Unity Pre-Cast Concrete House Mortgage
- Reema Hollow & Reema Conclad Pre-Cast Concrete House Mortgage
- Orlit Pre-Cast Concrete House Mortgage
- Boot Pier & Panel Metal Framed House Mortgage
- Mowlem In-Situ Concrete House Mortgage
- Newland (Tarran-Newland) PRC House Mortgage
- Woolaway Pre-Cast Concrete House Mortgage
- Quickbuild (Quikbild / Llewllyn) Timber Framed House Mortgage
- Frameform Timber Framed House Mortgage
- Weir Multicom House Mortgage
- Dorran Pre-Cast Concrete House Mortgage
- Stent Pre-Cast House Mortgage
- Schindler & Hawksley SGS House Mortgage
- Hawthorne Leslie House Mortgage
- Gregory House Mortgage
- Dyke PRC House Mortgage
- Winget PRC House Mortgage
- Wessex PRC House Mortgage
- Waller PRC House Mortgage
- Underdown PRC House Mortgage
- Stent PRC House Mortgage
- Myton PRC House Mortgage
- Arrowhead Steel Framed House Mortgage
Did you know? There is around 700,000 non-standard construction homes across the UK. Some are still local authority owned homes, some are private. Most high-street banks will be reluctant to advance a mortgage secured on these types of homes.
How we can help
How we can help:
- Purchase a Non-Standard Construction house
- Purchase your Non-Standard Construction house from the council using a Right to Buy mortgage
- Raise money secured on your Non-Standard Construction house for home improvements
- A Secured Loan on your Non-Standard Construction house to consolidate debts
- Raise money against your Non-Standard Construction home for a large purchase such as a caravan or conservatory
- Raise money against your Non-Standard Construction to convert the home into a ‘standard property’
- Purchase a Non-Standard Construction home to rent out (Buy to Let Mortgage)
- We can consider all circumstances including low credit and self employed applicants
Our Services
Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences. We can meet face to face, virtually or on the phone. Our systems allow you to submit information and documentation via our secure client portal. After we have arranged your mortgage, our friendly team will be on hand to help keep your finances in good health, into the future and we will be happy to help again with remortgaging or product switching.
- A dedicated Mortgage Adviser
- Direct access via phone, email and messenger at every stage
- Face to face, virtual or over the phone, flexible to meet your needs
- Full UK coverage, we can support clients all across the UK.
- Secure client portal to upload documents and share information
- Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
- Whole of market mortgage advice and recommendation
- Insurance & Protection to shelter you from unexpected events
- Clear communication and regular updates
Read our Free Information guide for Non-Standard Construction Mortgages.
Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here
About us
First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.
Our team of experts are ready and waiting to help. Contact the team below:
Phone: 07780 446 937
Email: hello@firstselectfs.co.uk
Visit our Contact Us page to make a formal enquiry
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