Mowlem In-Situ Concrete House Mortgage
Mowlem In-Situ Concrete House Mortgage: There are around 700,000 non-standard construction homes across the UK. Many are perfect properties providing safe and comfortable living for many people and families. They are not defective homes, they are simply built from non-standard construction materials. The vast majority of homes in the UK are made from brick, with a tile or slate roof.
However there are plenty of homes built from other materials. You only need to watch an episode of ‘Grand Designs’ to see how some modern homes can be built from different materials.
What is a Mowlem In-Situ Concrete House Mortgage?
The Mowlem house is a poured in-situ concrete home. This means it wasnt manufactured in parts, but instead built on site pouring concrete. These homes take various forms including bungalows, terrace homes, 2 storey and 3 storey semi detached homes. They were built from 1945, upto as recently as1981 and many look more modern compared to post-war non-standard construction homes. These homes were built by W Airey & Sons and around 26,000 of these homes were built across the UK, many of these homes provide safe and comfortable homes for thousands of families across the UK.
Whilst these homes are no more likely to have issues than any normal home, the types of problems can be unique to that property type. For this reason, many high-street banks will not provide a mortgage on these types of homes. Thankfully First Select Mortgage Brokers has access to a range of specialist lenders who are regulated by the FCA who can provide mortgages on these homes. Just keep in mind they are likely to require a higher deposit compared to high-street lenders. The rates on these mortgages may also be higher, but we will bespoke a solution to ensure it is affordable for you and the monthly payments are within your budget. If you rent your home from the council or housing association, we can help with a Right to Buy Mortgage, and we can also help if your credit score is low and if you are self-employed.
How we can help:
- Purchase your Mowlem In-Situ Concrete House
- Purchase your Mowlem In-Situ Concrete House from the council using a Right to Buy mortgage
- Raise money secured on your Mowlem In-Situ Concrete house for home improvements
- A Secured Loan on your Mowlem In-Situ Concrete house to consolidate debts
- Raise money for a large purchase such as a caravan or conservatory
- Raise money to convert the Mowlem In-Situ Concrete house into a ‘standard property’
- Purchase a Mowlem In-Situ Concrete home to rent out (Buy to Let Mortgage)
- We can consider all circumstances including low credit and self employed applicants
Did you know? There is around 26,000 Mowlem In-Situ Concrete homes across the UK, many providing safe and comfortable homes for thousands of families. Improvements can be made to Mowlem In-Situ Concrete homes to convert them to ‘standard construction’ homes.
Our Services
Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences. We can meet face to face, virtually or on the phone. Our systems allow you to submit information and documentation via our secure client portal. After we have arranged your mortgage, our friendly team will be on hand to help keep your finances in good health, into the future and we will be happy to help again with remortgaging or product switching.
- A dedicated Mortgage Adviser
- Direct access via phone, email and messenger at every stage
- Face to face, virtual or over the phone, flexible to meet your needs
- Full UK coverage, we can support clients all across the UK.
- Secure client portal to upload documents and share information
- Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
- Whole of market mortgage advice and recommendation
- Insurance & Protection to shelter you from unexpected events
- Clear communication and regular updates
Read our Free Information guide for Non-Standard Construction Mortgages.
Have more time? We have published a Free Information Guide for Non Standard Construction Mortgages. It is a short 4 minute read and can be accessed: here
About us
First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.
Our team of experts are ready and waiting to help. Contact the team below:
Phone: 07780 446 937
Email: hello@firstselectfs.co.uk
Visit our Contact Us page to make a formal enquiry
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