Home Mover Mortgage
Home Mover Mortgage: Moving home and taking the next big step is always an exciting time. Moving home is often exciting and stressful in equal measure! It is also an important time for your mortgage and personal finances.
When moving home you often have the choice of ‘porting’ your existing mortgage and ‘transferring’ it to the new home, but not all lenders allow this. The other option is to look at what other lenders are available to you. If you have no exit penalties on your current mortgage, it is always worth reviewing the market because you could find a better deal.
In some instances you may choose to keep your existing home and rent this out, whilst you move into your new home. This can involve getting ‘consent to let’ on your current home and a new mortgage to purchase your new home. It could also mean moving your existing home onto a Buy to Let mortgage.
Whatever your circumstances and whatever plans you have, we can help.
How we can help
As an independent and whole of market mortgage broker, we will carry out a comprehensive search of the mortgage market to find you the lowest cost mortgage that meets your circumstances. Whether you are up-sizing, down-sizing or simply relocating, we can help. There can be up to ~6,000 mortgages available at anytime, but every bank and mortgage lender has different lending criteria. Rather than waste your own time trying to shop around, our expert mortgage advisers at First Select Mortgage Brokers have access to the widest possible selection of lenders and their criteria.
Our Services
Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences. We can meet face to face, virtually or on the phone. Our systems allow you to submit information and documentation via our secure client portal. After we have arranged your mortgage, our friendly team will be on hand to help keep your finances in good health, into the future and we will be happy to help again with remortgaging or product switching.
- A dedicated Mortgage Adviser
- Direct access via phone, email and messenger at every stage
- Face to face, virtual or over the phone, flexible to meet your needs
- Full UK coverage, we can support clients all across the UK.
- Secure client portal to upload documents and share information
- Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
- Whole of market mortgage advice and recommendation
- Insurance & Protection to shelter you from unexpected events
- Clear communication and regular updates
Did you know? The average British person will move home 7 times during their lifetime. It also takes on average 5 months for a new house to feel like a ‘home’*
Read our Free Information guide for Home Mover Mortgage.
Have more time? We have published a Free Information Guide for Home Mover Mortgage. It is a short 4 minute read and can be accessed: here
About us
First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.
Our team of experts are ready and waiting to help. Contact the team below:
Phone: 07780 446 937
Email: hello@firstselectfs.co.uk
Visit our Contact Us page to make a formal enquiry
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References & Disclosure:
*Data correct from December 2017 . Daily Mirror.