First Time Buyer Mortgages
First Time Buyer Mortgages: Being a First Time Buyer and needing a mortgage and be a confusing and daunting task. There is a lot to learn, lots of new jargon and a bewildering array of mortgages and insurance to consider. But do not worry, First Select Mortgage Brokers will support you from initial enquiry to getting the keys to your first home.
Our experts have access to the widest selection of lenders, to find the best deal for you and your circumstances. We also hold your hand every step of the way explaining the entire process from applying for a mortgage and all the parties involved including Estate Agents, Solicitors and Surveyors..
How we can help
As an independent and whole of market mortgage broker, we will carry out a comprehensive search of the mortgage market to find you the lowest cost mortgage that meets your circumstances. We offer a free no obligation initial conversation with one of our mortgage advisers. Our advisers can answer the most common questions we get from First Time Buyers:
- How much could I borrow with a mortgage?
- What is the maximum house price I could purchase?
- How much will the monthly mortgage payments be on a first time buyer mortgage?
Specialist First Time Buyer Mortgage Products
Many of the largest banks offer special mortgage products for first time buyers. We have access to them all and can recommend the most suitable for your situation. These include:
- Barclays Springboard Mortgage
- NatWest Family-Backed Mortgage
- Lloyds Lend a Hand
- Santander My First Mortgage
- Nationwide Helping Hand
- Family Building Society Family Mortgage
We can access all of the above schemes and many more. Some offer zero deposit mortgages with support from family or higher income multiples to boost affordability. Some lenders also offer zero deposit mortgages if borrowers have a perfect record of paying rent. We can help you navigate all these schemes to find the one that suits your situation.
Why choose First Select Mortgage Brokers
Our team of friendly experts will explain the process of applying for a mortgage and buying your first home. We will explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.
- A dedicated Mortgage Adviser from start to finish
- Mortgage Decision in Principle (DIP) certificate
- We search the widest selection of mortgage lenders to get you the best deal for your circumstances
- Insurance & Protection to shelter you from unexpected events
- Clear communication and regular updates
Find out more..
Ready to start an application or just want to ask a few questions? Complete our short form below and a member of our team will contact you same day, and usually within the hour, to discuss your situation and explain how we can help.
Read our Free Information guide for First Time Buyer Mortgages.
We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here
About us
First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.
Our team of experts are ready and waiting to help. Contact the team below:
Phone: 0161 393 1575 // 07780 446 937
Email: hello@firstselectfs.co.uk
Visit our Contact Us page to make a formal enquiry
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References & Disclosure:
*Data correct from September 2022. Survey from 31/05/22 ~15/06/22. 500 Respondents.
https://www.statista.com/statistics/1250348/first-time-buyer-experience-with-mortgage-brokers-uk/