Category Right to Buy Mortgage

Right to Buy Mortgages Miles Platting

Right to Buy Mortgages Miles Platting

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Miles Platting council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Miles Platting is an area close to Manchester centre, next to fashionable Ancoats. There are a number of council homes in Miles Platting that may qualify for Right to Buy. M40 has many old homes as well as more modern houses. Miles Platting is very close to Manchester city centre with is exciting array of bars, restaurants and shopping.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser you can contact at anytime.
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Insurance & Protection to shelter you from unexpected events
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Moss Side

Right to Buy Mortgages Moss Side

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Moss Side council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price.

Moss Side is located on the main Princess Parkway road into Machester, making travel into the city very easy. Depsite its rows of terrace streets, there are plenty of parks and open spaces in Moss Side great for family works with young children. A vibrant mix of cultures exist in Moss Side which is reflected in the great range of shops and take aways serving up dishes from all around the world.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey.

• Face to face, virtual or over the phone, flexible to meet your needs
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Sharston

Right to Buy Mortgages Sharston

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Sharston council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Sharston is a post-industrial area of Whythenshawe containing a mix of housing and commercial property. Famous for is swimming baths and diving boards in the 1970’s it has gone through a range of developments and one point had its own shopping precenct. The extension of the M56 to what is now the airport link changed Sharston. It still has a lot of commercial warehouses and offices, but in the last decade more new housing estates have been created along with existing housing providing comfortable modern living. Sharston in M22 borders the villages of Gatley, Cheadle and Northenden.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Whole of market mortgage advice and recommendation
• Insurance & Protection to shelter you from unexpected events
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Eccles

Right to Buy Mortgages Eccles

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Eccles council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Eccles is famous for its Eccles cakes! A pastry and currant sensation first baked in 1790’s. Today Eccles is a modern village of Salford with a mix of housing from homes and flats. Eccles has a rich Industrial history, but today has excellent transport links to Manchester and numerous shopping outlets. Housing consist of a mix of houses and flats and around 30,000 people live in M30 post code.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Face to face, virtual or over the phone, flexible to meet your needs
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation
• Insurance & Protection to shelter you from unexpected events
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Stretford

Right to Buy Mortgages Stretford

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Stretford council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Stretford is the name of Manchester United’s West stand, the famous Stretford End for being one of the most famous stands in world football. As such Stretford is very close to Old Trafford and it has excellent links into Manchester with both major roads, trams and regular trains. Chester road is just a short 20 minute walk into Manchester. Stretford is home to a range of shopping, retail and small businesses.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser you can contact anytime
• Direct access via phone, email and messenger at every stage
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Salford

Right to Buy Mortgages Salford

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Salford council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Salford is home to a range of council properties from high rise council flats to houses and maisonettes. An historic city in its own right, Salford is famous for its industrial docks bringing ocean liners into the city of Salford and Manchester. Today it continue to goes through to be redeveloped with the docks transformed into Media City, the Lowry and modern flats with views to Old Trafford home of Manchester United.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Macclesfield

Right to Buy Mortgages Macclesfield

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Macclesfield council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Macclesfield is a thriving community in North Cheshire with a recently revived Football Team. Around 60,000 people live in Macclesfield and whilst Silk Town is a well known nick name, Treacle Town is also another famous nick name (google it!). There around 5,200 council/housing association homes in Macclesfield the majority in Weston, Moss Rose and Hurdsfield, but we can consider anyone looking to buy their council home or housing association home in Macclesfield.

How much discount can you get?

e maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Face to face, virtual or over the phone, flexible to meet your needs
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Stockport

Right to Buy Mortgages Stockport

Right to Buy Mortgages: ‘Right to Buy’ is a home purchase scheme in England for Stockport council house tenants to purchase their home . The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, many families have used the scheme to purchase their home.

Stockport is a wonderful post-industrial town south of Manchester. Its railway viaduct is one of the largest brick built structures in the world and many of Lowry’s paintings were painted in Stockport. Today its a modern town being regenerated with modern leisure facilities, restaurants and retail. It is home to junction 1 of the M60 and has excellent motorway and train connections to Manchester and London.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser you can contact anytime
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 07780 446 937 // 0161 393 1575

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Chorlton

Right to Buy Mortgages Chorlton

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Chorlton council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Chorlton, or to use its full name Chorlton-cum-Hardy, is a leafy affluent suburb of Manchester close to Didsbury, Withington, Stretford and Whalley Range. There is a range of victorian villas, semi-detached homes and flats in Chorlton. Chorlton high street is a busy mix of cafes, bars and a wide range of restaurants catering for every possible taste. Famous residents of M21 include The Bee Gees, Matt Busby and Badly Drawn Boy.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Full UK coverage, we can support clients all across the UK.
• Secure client portal to upload documents and share information
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Didsbury, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

Right to Buy Mortgages Withington

Right to Buy Mortgages Withington

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Withington council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Withington is a leafy suburb of South Manchester which neigbours Didsbury, Ladybarn and Fallowfield. Around 13,000 people live in Withington and it has a vibrant mix of shops, bars and restaurants. A lively mix of communicties co-exist including students, families and young professionals. Withington is the home of the famous Manchester record label Factory Records.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

• A dedicated Mortgage Adviser
• Direct access via phone, email and messenger at every stage
• Face to face, virtual or over the phone, flexible to meet your needs
• Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
• Whole of market mortgage advice and recommendation
• Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022