Category Right to Buy Mortgage

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Hulme

Right to Buy Mortgages Hulme

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Hulme council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Hulme is located just of the main trunk road Princess Park Way running into the city centre, giving it excellent travel links. Hulme has undergone a huge amount of regeneration over the past decade with new homes and developments springing up all over Hulme.

How much discount can you get?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser you can call or message anytime.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Blackley

Right to Buy Mortgages Blackley

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Blackley council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

We can help with Right to Buy mortgages in Blackley and surrounding areas of Middleton, Simister, Prestwich, Moston, Harpurhey and Chadderton. M9 is home to around 15,000 and is home to Heaton Park, one of the largest parks in Europe. Blackley is a great commuter town for people working in Manchester offering excellent transport links.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Ardwick

Right to Buy Mortgages Ardwick

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Ardwick council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Ardwick is home to the famous Apollo theatre where many bands and artists have played over the years. Its a short 15 minute walk into Manchester city centre, making Ardwick a great location for young families and working professionals. It has excellent transport links into and out of Manchester with excellent road and rail and bus links.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Charlestown

Right to Buy Mortgages Charlestown

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Charlestown council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Charlestown in Salford is home to around 14,000 people and borders Pendleton, Broughton, Kersal and Chetwood and we can help with Right to Buy mortgages in all these locations. Charlestown has excellent transport links to Manchester for commuters and ample sports and leisure facilities along the banks of the Irwell.

How much discount can you get?

he maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser you can contact anytime
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Clayton

Right to Buy Mortgages Clayton

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Clayton council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

As a Manchester based firm, we know the area of Clayton well and have excellent links to local solicitors and estate agents. We also cover the surrounding areas of Openshaw, Beswick, Debdale and Abbey Hay.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Openshaw

Right to Buy Mortgages Openshaw

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Openshaw council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Based in Manchester we can help with Right to Buy mortgages in Openshaw and surrounding areas of Gorton, Beswick, Clayton, Droylsden, Audenshaw and Abbey Hey. Openshaw is in M11 post code and home to around 10,000 people. It was excellent road links to Manchester and the M60 and has a range of retail and industrial outlets.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Abbey Hey

Right to Buy Mortgages Abbey Hey

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Abbey Hey council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Abbey Hey in M18 is bordered by Gorton, Openshawe. Belle Vue and Debdale Park. It is home to a number of council properties both flats and houses. Home to Belle Vue speedway and a range of shops and retail outlets. It was excellent road links into Manchester and leisure and retail facilities. Debdale park offers wonderful country walks around the reservoirs right on your door step.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Gorton

Right to Buy Mortgages Gorton

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Gorton council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

Gorton is home to around 30,000 people in Manchester and is famous for its Monastery and also the place where Manchester City was founded in 1880. There are a large number of council homes in Gorton and many tenants will have the right to buy.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Whole of market mortgage advice and recommendation
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Harpurhey

Right to Buy Mortgages Harpurhey

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Harpurhey council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price.

Harpurhey’s most famous resident was Bernard Manning, a UK comedy great and owner of the Embassy club on Rochdale road. Harpurhey is home to one of the first municipal parks in the UK and was a vibrant town in industrial Manchester. There are a large number of council homes in Harpurhey that may qualify for Right to Buy. The post code district is M9 and the parliamentary constituency is Blackley and Broughton. Approximately 17,000 people live in Harpurhey.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Secure client portal to upload documents and share information
  • Clear communication and regular updates

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022

First Select Mortgage Brokers Right to Buy
Right to Buy Mortgages Newton Heath

Right to Buy Mortgages Newton Heath

Right to Buy Mortgages: ‘Right to Buy’ is a government backed home purchase scheme in England for Newton Heath council house tenants to purchase the home they currently rent. The Right to Buy discount is generous and can allow council (and some housing association) tenants to purchase their rental property at a discounted price. Since 1980, thousands of families have used the scheme to purchase their home.

As a Manchester Mortgage Broker, based in Didsbury, we are very familiar with locations around Manchester and Newton Heath. We have strong links with local estate agents and solicitors in Newton Heath and surrounding M40 areas of Droylsden, Openshaw, Audenshaw and Failsworth.

How much discount can you get?

The maximum discounts on Right to Buy changed in November 2024 following the new Labour government coming to power. Overall all the discounts have been reduced.

For a full breakdown of discounts can be found here: Right to Buy Discounts

Do I need to save for a deposit?

In some cases you do NOT need to save for a deposit. Many mortgage lenders will use your discount as your deposit, this means you do not need to save for a deposit. However this does depend on the value of your home, and for higher value homes, you may need to put some cash in to meet the minimum deposit

Not every lender will offer Right to Buy Mortgages, so speak to us, as an independent broker, we have access to a wide selection of lenders.

Applying for Right to Buy

To start the process of buying your rental property you need to complete the RTB1 form, you can find a link to this form at the bottom of this page. Once this is completed and submitted, your landlord will contact you to confirm you have the right to buy.

Your landlord or housing association will carry out a valuation of your home to confirm its value. They will then calculate the discount you qualify for. The discounted purchase price is the price you pay. Your landlord will provide you with an S125 form, which will confirm all the above.

Now is the time to speak to a mortgage adviser, and here at First Select Mortgage Brokers, we have access to a wide selection of mortgage lenders who offer Right to Buy mortgages. We will need your S125 form to confirm your right to buy terms and your mortgage lender will also need to see this.

Our Services

Our team of friendly experts will explain the process of applying for a mortgage and guide you along the journey. We can explain the entire process and provide FCA regulated advice and recommendation on the best financial solutions for your circumstances, based on your preferences.

  • A dedicated Mortgage Adviser
  • Direct access via phone, email and messenger at every stage
  • Face to face, virtual or over the phone, flexible to meet your needs
  • Full UK coverage, we can support clients all across the UK.
  • Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
  • Whole of market mortgage advice and recommendation
  • Insurance & Protection to shelter you from unexpected events

Read our Free Information guide for Right to Buy Mortgages.

We have published a Free Information Guide for First Time Buyers. It is a short 5 minute read and can be accessed: here

Contact us

About us

First Select Mortgage Brokers are friendly and professional mortgage brokers. We can access mortgages from the whole of the UK mortgage market, meaning we can get the best possible deal for our clients circumstances. Based in Manchester, we are a family business with decades of experience in financial services.

Our team of experts are ready and waiting to help. Contact the team below:

Phone: 0161 393 1575 // 07780 446 937

Email: hello@firstselectfs.co.uk

Visit our Contact Us page to make a formal enquiry

Visit us on our Social Channels:

Facebook

Linkedin

References & Disclosure:

https://www.gov.uk/right-to-buy-buying-your-council-home/discounts

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.ownyourhome.gov.uk/scheme/right-to-buy/applying/rtb1-application-form/

https://www.gov.uk/government/statistics/right-to-buy-sales-and-replacements-england-2021-to-2022/right-to-buy-sales-and-replacements-england-april-2021-to-march-2022