BISF House Mortgage
BISF House: Affordable and Comfortable Living
In the UK, approximately 700,000 non-standard construction homes, such as BISF houses, provide secure and comfortable living for numerous individuals and families. These homes utilize alternative materials compared to the traditional brick, tile, or slate roof structures commonly found across the country. If you are considering purchasing one of these properties, we recommend exploring our services for a BISF House Mortgage.
Moreover, while the majority of UK homes are built from brick with a tile or slate roof, non-standard construction homes showcase diverse building materials. One can easily observe on an episode of ‘Grand Designs’ how modern homes integrate innovative materials in their construction.
What is a BISF House?
A BISF house, or British Iron & Steel Federation house, is a non-standard construction home characterized by a steel frame. Approximately 30,000 of these homes were constructed across the UK over a span of 6 years. Despite their unconventional build, BISF houses have become safe and comfortable dwellings for many families nationwide. Evidently, Most were built immediately post-World War II, from 1947 to 1949, to address the severe housing shortage at that time.
BISF homes are no more problematic than conventional houses, they can present unique challenges. Consequently, many mainstream banks hesitate to offer mortgages for these properties. Fortunately, First Select Mortgage Brokers collaborates with a variety of specialist lenders regulated by the Financial Conduct Authority (FCA), specialising in bespoke solutions for financing BISF houses. Also, these lenders are willing to consider applicants with low credit scores or who are self-employed and benefit income.
How We Can Assist You:
- Purchase your BISF house
- Purchase your BISF house from the council using a Right to Buy mortgage
- Raise money secured on your BISF house for home improvements
- A Secured Loan on your BISF house to consolidate debts
- Raise money for a large purchase such as a caravan or conservatory
- Raise money to convert the BISF house into a ‘standard property’
- Purchase a BISF home to rent out (Buy to Let Mortgage)
- We can consider all circumstances including low credit and self employed applicants
Our Services
Our team of friendly experts will guide you through the mortgage application process. They will explain every step and provide FCA-regulated advice and recommendations tailored to your preferences and circumstances.
- A dedicated Mortgage Adviser
- Direct access via phone, email and messenger at every stage
- Secure client portal to upload documents and share information
- Mortgage Decision in Principle / Agreement in Principle (DIP / AIP) certificate
- Whole of market mortgage advice and recommendation
Contact us
Read our Free Information guide for Non-Standard Construction Mortgages.
Read our Free Information Guide for Non-Standard Construction Mortgages. If you have more time, check out our short 4-minute read, accessible here
About us
First Select Mortgage Brokers are friendly and professional mortgage brokers. We access mortgages from the entire UK market, ensuring the best possible deals for our clients’ circumstances. Based in Manchester, we are a family business with decades of experience in financial services. Our goal is to be the most trusted regional mortgage advisory business in the northwest of England.
Our team of experts is ready to help. Contact us below:
Phone: 0161 393 1575 // 07780 446 937
Email: hello@firstselectfs.co.uk
Visit our Contact Us page to make a formal enquiry
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